
You’ve built your own business.
You’re doing the work you love, setting your own hours and finally calling the shots.
But when it comes to things like income protection, pensions, business insurances, it can all feel a bit…confusing.
✴ You know it's important, but it keeps slipping down your to-do list...
✴ You're so busy with the business that you haven't had time to think about it...
✴ Or it all just feels so overwhelming, so you're just hoping for the best...
Sound familiar? You’re not alone
I've been there too, which is why I created this space - a network of trusted partners who can help you protect yourself and your business without over complication, overwhelm or oversell.
Your safety net for self-employment
Here, you’ll find everything you need to build your own safety net, so you can focus on growing your business with confidence.
Join our mailing list here to get updates, resources and simple steps to help you put the right protections in place. Or drop me a message if you'd like to chat about what support might be right for you
Giving yourself and your family peace of mind that you're protected
Including:
Find out what you need to protect yourself and your business.
Including:
Advisors who understand the challenges of irregular income.
Including:
Keep your mind and body well while you build your business
Including:
The tools that can make your life easier and grow your business
Including:
A network of vetted experts in supporting businesses of all sizes
Including:
Who is it for?
Who have swapped corporate life for independence – but still want the peace of mind that comes with proper protections and miss their old corporate benefits.
If you’ve ever thought “I really should sort my insurance” but didn’t know where to start, this is for you.
As we grow, we will bring you exclusive offers and discounts with a wide variety of providers.
Sign up to our mailing list here or message us to find out more information
It was never my plan to start my own business and after years helping companies design employee benefits that support their people, I didn’t have a clue how to set a business up - never mind what I needed to have in place to run and protect the business and myself.
That's why I decided to create a place where people can access clear information and be connected with trusted experts who won’t over complicate, overwhelm or oversell.
So I’m using my industry expertise and connections to help make things simpler and easier to access for all of us working for ourselves.
Get the protections in place that give
you and your family security
Focus on building your business and not overspending
Free up more time to do what's important to you
Cowling Consulting Ltd (trading as Refresh Reward) is not authorised by the FCA.
All regulated advice is provided by FCA-authorised partners.
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